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2 days ago. But there’s no point in paying off your mortgage and saving a healthy six-figure sum, retiring and having medical coverage, if you can’t sit back. An adjustable rate mortgage (commonly known as an ARM) has an initial low, fixed rate period and then the rate adjusts with the current market conditions. Learn More. Benefits.

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Mortgage interest repayments are likely to be one of the biggest costs incurred when buying to let, so this change is significant and needs to be budgeted for. Making life even harder. You will.

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