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I highly recommend Randy and his team for your refinance. They are knowledgeable and responsive. A strength of this team is their understanding that mortgage refinance can be emotional. We had our loan with Ocwen and after many years of frustration, Masters refinanced to a better mortgage.

For a HARP Program Refinance Loan, how do I know if Fannie or Freddie has my Florida mortgage? A critical part of Fannie Mae’s role in the making home affordable Program is the Home Affordable Refinance Program (HARP), available for refinances of existing Fannie Mae (and Freddie Mac) loans. The goal of the refinance effort, as announced by the President, is "to provide access to low-cost refinancing for responsible homeowners suffering from falling home prices."

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