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Bubble Alert! Is it Getting Too Easy to Get a Mortgage?. Though it has gradually become easier to get a mortgage since 2011, we are nowhere near the lenient standards during the boom.. 7 grandchildren and make their home on Des Moines south side. He has been a licensed REALTOR since 1990.

There is little doubt that it is easier to get a home mortgage today than it was last year. The Mortgage Credit Availability Index (MCAI), published by the Mortgage Bankers Association, shows that mortgage credit has become more available in each of the last several years. In fact, in just the last year: More buyers are putting less than [.]

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