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UC Home Loan Program Resources: MOP, SHLP, and FRAP. NEWS: Effective August 1, 2019, the minimum interest rate for Mortgage origination program loans will be changing from 2.75% to 3.25%. The new minimum rate will be effective for all loans that receive final approval on or after August 1, 2019.

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Since the APR accounts for fees and other loan-related charges, it gives you an apples-to-apples comparison among lenders. Don’t be afraid to shop. clients can use the Home Loan Navigator® to help.

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