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The attorney general of Florida – a state where almost half of all mortgaged homes are underwater – opposes efforts that would force the nation’s five largest mortgage servicers to reduce the.

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Hard money and private lending is a critical cog in the wheel of investment real estate. Without hard money lending real estate values overall can falter as fewer homes are available for sale. Especially so here in Florida. Yet because private investors issue hard money loans it can be a challenge at times to find these types of financing.

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If you need to refinance, a a hard money loan may be your best bet. Hard money loans are an alternative to traditional bank loans. With a hard money loan, you can work with a private lender to get the money you need. To learn more about hard money loans, keep reading.

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Hard money loans make the most sense for short term loans. Fix-and-flip investors are a good example of hard money users: they own a property just long enough to increase the value – they don’t live there forever. They’ll sell the property and repay the loan, often within a year or so.

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