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Tip: Why, yes, you can put whiskey in those drinks. But it’s usually a good idea to perfect a mocktail version, too, for friends who don’t imbibe. 7. Embrace sweater weather If you don’t already have a favorite sweater, it’s time to find one. It should be something that makes you feel at home when you slip it on.

Cindy Lang, Senior Loan Officer, NMLS # 139622. Cindy joined the loanDepot Team in 2008 bringing with her 10 years of mortgage experience. She specializes in working with first time home buyers and the programs that work best for them.

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You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If you are buying a home in 2019, you should know that the entire process is not quick, but when all is said and done, there are few things more exhilarating than buying a house.