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Stay awake and alert while spending money on your dream house.

If you’re planning to take out a mortgage to purchase your home, your credit score is a very important determining factor for potential lenders. Go through your credit reports and make sure everything with the credit reporting agencies is accurate and up-to-date. Lenders are looking for responsible individuals with a clean credit history.

Mortgage mistakes are easy to make. In order to avoid some of the biggest missteps, you should first know what they are. The 8 Mortgage Mistakes You Can’t Afford to Make |

Even as mortgage rates creep higher, there’s still time to dump your current mortgage rate for a lower one. But you don’t want to ruin your chance at a refinance by making a simple mistake. Here are.

Start looking for the right mortgage company with an online search. You can find information about rates, types of loans, and service areas on the internet. Bear in mind that the mortgage company offering the lowest interest rate may not necessarily be the best mortgage company for you.

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