The program is available to First Time Home Buyers only. Must not have owned a home in last 3 years. New Homes may possibly be eligible depending on the Builders willingness to accept the State of Florida standard Real Estate Contract.

Fortunately, there are first-time home buyer programs, grants, and down-payment assistance available. Here are 10 first-time homebuyer programs and grants you should apply for before buying a house. Speak to a lender and check current rates. 1. HUD First Time Home Buyer Programs

These down payment assistance programs require a 30 year fixed mortgage to be combined with the selected Florida down payment assistance programs. First time home buyer is typically defined as not owning a home in the last 3 years. There may be other options if you are not a first time home buyer.

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This program, FTHB, is a great chance for first-time home buyers in Florida to take advantage of great assistance programs and offers. It is a 30-year fixed interest rate mortgage loan, and even buyers who aren’t first-timers can have a shot at this great deal if you’re in a qualified federally.

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Need help as a Florida first time home buyer? (Last Updated On: January 1, 2019). If you want to buy a house with low income in Florida, there is help available to you! As a Florida first time home buyer, there are many programs that will assist you with tax reductions, down payment assistance.